diff --git a/src/pages-aigc/agreement/agreement.vue b/src/pages-aigc/agreement/agreement.vue
new file mode 100644
index 0000000..a131d4a
--- /dev/null
+++ b/src/pages-aigc/agreement/agreement.vue
@@ -0,0 +1,53 @@
+<template>
+  <view class="aigc-agreement-page">
+    <TopNavBar title="智念AI用户规则" background="#ffffff" title-color="#172033" back-icon-color="#172033"
+      :align-with-menu-button="true" :z-index="3" />
+
+    <scroll-view class="aigc-agreement-scroll" scroll-y>
+      <view v-if="agreement" class="aigc-agreement-document">
+        <zero-markdown-view :markdown="agreement" />
+      </view>
+
+      <view v-else class="aigc-agreement-state">
+        <text>{{ loading ? "协议加载中..." : "协议内容加载失败" }}</text>
+        <button v-if="!loading" class="aigc-agreement-retry" @tap="fetchAgreement">
+          重新加载
+        </button>
+      </view>
+    </scroll-view>
+  </view>
+</template>
+
+<script setup>
+import { ref } from "vue";
+import { onLoad } from "@dcloudio/uni-app";
+import TopNavBar from "@/components/TopNavBar/index.vue";
+import { getUserAgreement } from "@/request/api/AigcApi.js";
+
+const agreement = ref("");
+const loading = ref(false);
+
+const fetchAgreement = async () => {
+  if (loading.value) return;
+
+  loading.value = true;
+  try {
+    const res = await getUserAgreement();
+    agreement.value =
+      res?.code === 0 && typeof res.data === "string" ? res.data.trim() : "";
+  } catch (error) {
+    agreement.value = "";
+    console.error("获取智念AI用户规则失败", error);
+  } finally {
+    loading.value = false;
+  }
+};
+
+onLoad(() => {
+  fetchAgreement();
+});
+</script>
+
+<style scoped lang="scss">
+@import "./styles/index.scss";
+</style>
diff --git a/src/pages-aigc/agreement/styles/index.scss b/src/pages-aigc/agreement/styles/index.scss
new file mode 100644
index 0000000..ac4f7d0
--- /dev/null
+++ b/src/pages-aigc/agreement/styles/index.scss
@@ -0,0 +1,54 @@
+.aigc-agreement-page {
+  width: 100%;
+  height: 100vh;
+  display: flex;
+  flex-direction: column;
+  overflow: hidden;
+  background: #ffffff;
+}
+
+.aigc-agreement-scroll {
+  height: 0;
+  flex: 1 1 auto;
+  min-height: 0;
+  background: #ffffff;
+}
+
+.aigc-agreement-document {
+  min-height: 100%;
+  padding: 20px 16px calc(24px + env(safe-area-inset-bottom));
+  box-sizing: border-box;
+}
+
+.aigc-agreement-state {
+  min-height: 240px;
+  display: flex;
+  flex-direction: column;
+  align-items: center;
+  justify-content: center;
+  padding: 24px;
+  color: #7b8798;
+  font-size: 14px;
+  line-height: 22px;
+  box-sizing: border-box;
+}
+
+.aigc-agreement-retry {
+  width: 120px;
+  height: 42px;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  margin: 16px 0 0;
+  padding: 0;
+  border-radius: 999px;
+  background: #102942;
+  color: #ffffff;
+  font-size: 14px;
+  line-height: 20px;
+  font-weight: 800;
+}
+
+.aigc-agreement-retry::after {
+  border: 0;
+}
diff --git a/src/pages-aigc/home/components/AigcConsentDialog/index.vue b/src/pages-aigc/home/components/AigcConsentDialog/index.vue
index 3331d68..2e479b0 100644
--- a/src/pages-aigc/home/components/AigcConsentDialog/index.vue
+++ b/src/pages-aigc/home/components/AigcConsentDialog/index.vue
@@ -1,41 +1,37 @@
 <template>
-  <uni-popup
-    ref="popupRef"
-    type="center"
-    background-color="transparent"
-    mask-background-color="rgba(0, 0, 0, 0.58)"
-    :safe-area="false"
-    :is-mask-click="false"
-    @change="handlePopupChange"
-  >
+  <uni-popup ref="popupRef" type="center" background-color="transparent" mask-background-color="rgba(0, 0, 0, 0.58)"
+    :safe-area="false" :is-mask-click="false" @change="handlePopupChange">
     <view class="aigc-consent-overlay" @touchmove.stop.prevent>
       <view class="aigc-consent-dialog">
         <text class="aigc-consent-title">温馨提示</text>
 
         <view class="aigc-consent-content">
-          <text v-if="content">{{ content }}</text>
+          <text v-if="content" class="aigc-consent-paragraph">{{ content }}</text>
           <template v-else>
-            <text>{{ defaultContentPrefix }}</text>
-            <text class="aigc-consent-rule" @tap.stop="handleRuleClick">
-              《{{ ruleName }}》
-            </text>
-            <text>{{ defaultContentSuffix }}</text>
+            <view class="aigc-consent-section">
+              <text class="aigc-consent-section-title">体验权益</text>
+              <text class="aigc-consent-paragraph">{{ experienceContent }}</text>
+            </view>
+
+            <view class="aigc-consent-section">
+              <text class="aigc-consent-section-title">服务说明</text>
+              <text class="aigc-consent-paragraph">{{ serviceContent }}</text>
+              <view class="aigc-consent-paragraph">
+                <text>请您在使用前仔细阅读</text>
+                <text class="aigc-consent-rule" @tap.stop="handleRuleClick">
+                  《{{ ruleName }}》
+                </text>
+                <text>{{ ruleConsentSuffix }}</text>
+              </view>
+            </view>
           </template>
         </view>
 
         <view class="aigc-consent-actions">
-          <button
-            class="aigc-consent-button aigc-consent-cancel"
-            type="default"
-            @tap.stop="handleCancel"
-          >
+          <button class="aigc-consent-button aigc-consent-cancel" type="default" @tap.stop="handleCancel">
             取消
           </button>
-          <button
-            class="aigc-consent-button aigc-consent-agree"
-            type="default"
-            @tap.stop="handleAgree"
-          >
+          <button class="aigc-consent-button aigc-consent-agree" type="default" @tap.stop="handleAgree">
             我同意
           </button>
         </view>
@@ -66,16 +62,19 @@ const props = defineProps({
   },
 });
 
-const emit = defineEmits(["update:visible", "cancel", "agree", "ruleClick"]);
+const emit = defineEmits(["update:visible", "cancel", "agree"]);
 const popupRef = ref(null);
 
-const defaultContentPrefix = computed(
+const experienceContent =
+  "当前体验版本赠送 400 积分，可生成 1 张高清旅行图片和 1 段 5 秒内动效视频。如需更多生成额度，敬请期待后续版本上线。";
+
+const serviceContent = computed(
   () =>
-    `欢迎使用【${props.companyName}】提供的AI内容升级服务。本服务通过人工智能技术（AIGC）将您上传的照片或视频与景区场景模板进行创意优化，为您生成具有特定风格的旅行内容。请您仔细阅读`
+    `欢迎使用【${props.companyName}】提供的 AI 内容升级服务。本服务将通过人工智能技术（AIGC），对您上传的照片或视频进行处理，并结合景区场景模板，为您生成具有特定风格的旅行图片或视频内容。`
 );
 
-const defaultContentSuffix =
-  "，您点击“我同意”等进行下一步操作的行为均视为您同意受本规则约束。如您不同意，您可以直接关闭页面。";
+const ruleConsentSuffix =
+  "。点击“我同意”并继续操作，即表示您已阅读、理解并同意遵守相关规则；如您不同意，可点击“取消”并退出本服务。";
 
 const close = () => {
   popupRef.value?.close();
@@ -93,7 +92,15 @@ const handleAgree = () => {
 };
 
 const handleRuleClick = () => {
-  emit("ruleClick");
+  uni.navigateTo({
+    url: "/pages-aigc/agreement/agreement",
+    fail: () => {
+      uni.showToast({
+        title: "打开用户规则失败",
+        icon: "none",
+      });
+    },
+  });
 };
 
 const syncPopupVisible = async (visible) => {
diff --git a/src/pages-aigc/home/components/AigcConsentDialog/styles/index.scss b/src/pages-aigc/home/components/AigcConsentDialog/styles/index.scss
index 67e1dcf..f1ad0d6 100644
--- a/src/pages-aigc/home/components/AigcConsentDialog/styles/index.scss
+++ b/src/pages-aigc/home/components/AigcConsentDialog/styles/index.scss
@@ -31,6 +31,28 @@
   text-align: justify;
 }
 
+.aigc-consent-section + .aigc-consent-section {
+  margin-top: 18px;
+}
+
+.aigc-consent-section-title,
+.aigc-consent-paragraph {
+  display: block;
+}
+
+.aigc-consent-section-title {
+  margin-bottom: 6px;
+  color: #172033;
+  font-size: 16px;
+  line-height: 24px;
+  font-weight: 900;
+  text-align: left;
+}
+
+.aigc-consent-paragraph + .aigc-consent-paragraph {
+  margin-top: 10px;
+}
+
 .aigc-consent-rule {
   color: #18bd78;
   font-weight: 900;
diff --git a/src/pages.json b/src/pages.json
index 7b81a9c..2b9b9b3 100644
--- a/src/pages.json
+++ b/src/pages.json
@@ -158,56 +158,62 @@
     {
       "root": "pages-aigc",
       "pages": [
-        {
-          "path": "home/home",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "useTemplate/useTemplate",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "progress/progress",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "detail/detail",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "sharedWork/sharedWork",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "recharge/recharge",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "pointsDetails/pointsDetails",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        },
-        {
-          "path": "record/record",
-          "style": {
-            "navigationStyle": "custom"
-          }
-        }
-      ]
-    }
+        {
+          "path": "home/home",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "agreement/agreement",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "useTemplate/useTemplate",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "progress/progress",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "detail/detail",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "sharedWork/sharedWork",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "recharge/recharge",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "pointsDetails/pointsDetails",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        },
+        {
+          "path": "record/record",
+          "style": {
+            "navigationStyle": "custom"
+          }
+        }
+      ]
+    }
   ],
   "globalStyle": {
     "navigationBarTextstyle": "black",