diff --git a/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/index.vue b/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/index.vue
new file mode 100644
index 0000000..0894429
--- /dev/null
+++ b/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/index.vue
@@ -0,0 +1,57 @@
+<template>
+  <view class="generate-confirm-panel">
+    <view class="generate-points-summary">
+      <view class="generate-point-card">
+        <text class="generate-point-label">本次消耗</text>
+        <text class="generate-point-value">{{ cost }}积分</text>
+      </view>
+      <view class="generate-point-card">
+        <text class="generate-point-label">当前可用</text>
+        <text class="generate-point-value">{{ balance }}积分</text>
+      </view>
+    </view>
+
+    <view class="generate-freeze-note">
+      <text class="generate-freeze-title">积分冻结规则</text>
+      <text class="generate-freeze-desc">
+        开始生成后将先冻结 {{ cost }} 积分，生成成功后扣除，失败会自动退回。
+      </text>
+    </view>
+
+    <view class="generate-confirm-actions">
+      <view
+        class="generate-action is-primary"
+        hover-class="is-pressed"
+        @tap="emit('generate')"
+      >
+        开始生成
+      </view>
+      <view
+        class="generate-action is-secondary"
+        hover-class="is-pressed"
+        @tap="emit('recharge')"
+      >
+        充值积分
+      </view>
+    </view>
+  </view>
+</template>
+
+<script setup>
+defineProps({
+  cost: {
+    type: [Number, String],
+    default: 100,
+  },
+  balance: {
+    type: [Number, String],
+    default: 300,
+  },
+});
+
+const emit = defineEmits(["generate", "recharge"]);
+</script>
+
+<style scoped lang="scss">
+@import "./styles/index.scss";
+</style>
diff --git a/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/styles/index.scss b/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/styles/index.scss
new file mode 100644
index 0000000..e2e89e6
--- /dev/null
+++ b/src/pages-aigc/useTemplate/components/GenerateConfirmPanel/styles/index.scss
@@ -0,0 +1,124 @@
+.generate-confirm-panel {
+  margin-top: 16px;
+}
+
+.generate-points-summary {
+  height: 80px;
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: 10px;
+}
+
+.generate-point-card {
+  min-width: 0;
+  height: 80px;
+  display: flex;
+  flex-direction: column;
+  align-items: center;
+  justify-content: center;
+  overflow: hidden;
+  border-radius: 18px;
+  background: rgba(255, 255, 255, 0.68);
+  box-shadow: 0 8px 18px rgba(18, 48, 56, 0.04);
+  box-sizing: border-box;
+}
+
+.generate-point-label,
+.generate-point-value {
+  display: block;
+  max-width: 100%;
+  overflow: hidden;
+  text-align: center;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.generate-point-label {
+  color: #7a8596;
+  font-size: 11px;
+  line-height: 16px;
+  font-weight: 900;
+}
+
+.generate-point-value {
+  margin-top: 7px;
+  color: #102942;
+  font-size: 21px;
+  line-height: 27px;
+  font-weight: 900;
+}
+
+.generate-freeze-note {
+  min-height: 86px;
+  display: flex;
+  flex-direction: column;
+  justify-content: center;
+  margin-top: 14px;
+  padding: 17px 16px;
+  border-radius: 18px;
+  background: rgba(255, 255, 255, 0.72);
+  box-shadow: 0 8px 18px rgba(18, 48, 56, 0.04);
+  box-sizing: border-box;
+}
+
+.generate-freeze-title,
+.generate-freeze-desc {
+  display: block;
+  overflow: hidden;
+  text-overflow: ellipsis;
+}
+
+.generate-freeze-title {
+  color: #172033;
+  font-size: 14px;
+  line-height: 20px;
+  font-weight: 900;
+  white-space: nowrap;
+}
+
+.generate-freeze-desc {
+  margin-top: 6px;
+  color: #52637a;
+  font-size: 12px;
+  line-height: 18px;
+  font-weight: 800;
+}
+
+.generate-confirm-actions {
+  height: 48px;
+  display: grid;
+  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
+  gap: 10px;
+  margin-top: 18px;
+}
+
+.generate-action {
+  min-width: 0;
+  height: 48px;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  overflow: hidden;
+  border-radius: 999px;
+  font-size: 15px;
+  line-height: 22px;
+  font-weight: 900;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+  box-sizing: border-box;
+}
+
+.generate-action.is-primary {
+  background: #20cf75;
+  color: #ffffff;
+  box-shadow: 0 12px 24px rgba(32, 207, 117, 0.25);
+}
+
+.generate-action.is-secondary {
+  background: rgba(255, 255, 255, 0.82);
+  color: #3d5066;
+}
+
+.generate-action.is-pressed {
+  opacity: 0.86;
+}
diff --git a/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/index.vue b/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/index.vue
new file mode 100644
index 0000000..34ef169
--- /dev/null
+++ b/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/index.vue
@@ -0,0 +1,56 @@
+<template>
+  <uni-popup
+    ref="popupRef"
+    type="bottom"
+    background-color="transparent"
+    mask-background-color="rgba(0, 0, 0, 0)"
+    :safe-area="false"
+    :is-mask-click="false"
+  >
+    <view class="photo-confirm-drawer">
+      <view class="photo-confirm-close" @tap="emit('close')">
+        <uni-icons type="closeempty" size="30" color="#8fa2ba" />
+      </view>
+
+      <text class="photo-confirm-title">照片确认</text>
+
+      <view class="photo-confirm-card">
+        <view class="photo-confirm-avatar">
+          <image class="photo-confirm-avatar-image" :src="avatarSrc" mode="aspectFill" />
+        </view>
+        <view class="photo-confirm-copy">
+          <text class="photo-confirm-card-title">照片已通过基础质检</text>
+          <text class="photo-confirm-card-desc">正脸清晰 · 单人入镜 · 光线可用</text>
+        </view>
+      </view>
+
+      <view class="photo-confirm-primary" hover-class="is-pressed" @tap="emit('confirm')">
+        下一步确认
+      </view>
+    </view>
+  </uni-popup>
+</template>
+
+<script setup>
+import { nextTick, onMounted, ref } from "vue";
+import defaultAvatar from "../../assets/xiaoqi-avatar.png";
+
+defineProps({
+  avatarSrc: {
+    type: String,
+    default: defaultAvatar,
+  },
+});
+
+const emit = defineEmits(["close", "confirm"]);
+const popupRef = ref(null);
+
+onMounted(async () => {
+  await nextTick();
+  popupRef.value?.open();
+});
+</script>
+
+<style scoped lang="scss">
+@import "./styles/index.scss";
+</style>
diff --git a/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/styles/index.scss b/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/styles/index.scss
new file mode 100644
index 0000000..588da24
--- /dev/null
+++ b/src/pages-aigc/useTemplate/components/PhotoConfirmDrawer/styles/index.scss
@@ -0,0 +1,111 @@
+.photo-confirm-drawer {
+  position: relative;
+  width: 100vw;
+  max-width: 100%;
+  min-height: 446px;
+  margin-top: -34px;
+  padding: 30px 38px 28px;
+  border-radius: 28px 28px 0 0;
+  background: #ffffff;
+  box-shadow: 0 -8px 28px rgba(18, 35, 48, 0.08);
+  box-sizing: border-box;
+}
+
+.photo-confirm-close {
+  position: absolute;
+  left: 24px;
+  top: 28px;
+  width: 32px;
+  height: 32px;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  border-radius: 50%;
+  color: #9aa4b2;
+}
+
+.photo-confirm-title {
+  display: block;
+  margin: 6px 0 23px;
+  color: #111827;
+  font-size: 18px;
+  line-height: 24px;
+  font-weight: 900;
+  text-align: center;
+}
+
+.photo-confirm-card {
+  width: 100%;
+  min-height: 74px;
+  display: flex;
+  align-items: center;
+  gap: 14px;
+  padding: 13px 16px;
+  border-radius: 16px;
+  background: #f0fbfd;
+  box-sizing: border-box;
+}
+
+.photo-confirm-avatar {
+  flex: 0 0 48px;
+  width: 48px;
+  height: 48px;
+  overflow: hidden;
+  border-radius: 50%;
+  background: #d8f1f7;
+}
+
+.photo-confirm-avatar-image {
+  width: 64px;
+  height: 92px;
+  display: block;
+  margin: -14px 0 0 -8px;
+}
+
+.photo-confirm-copy {
+  min-width: 0;
+  flex: 1 1 auto;
+}
+
+.photo-confirm-card-title,
+.photo-confirm-card-desc {
+  display: block;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.photo-confirm-card-title {
+  color: #172033;
+  font-size: 13px;
+  line-height: 19px;
+  font-weight: 900;
+}
+
+.photo-confirm-card-desc {
+  margin-top: 2px;
+  color: #56708c;
+  font-size: 11px;
+  line-height: 16px;
+  font-weight: 800;
+}
+
+.photo-confirm-primary {
+  width: 100%;
+  height: 56px;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  margin-top: 26px;
+  border-radius: 999px;
+  background: #061e34;
+  color: #ffffff;
+  font-size: 16px;
+  line-height: 22px;
+  font-weight: 900;
+  box-sizing: border-box;
+}
+
+.photo-confirm-primary.is-pressed {
+  opacity: 0.86;
+}
diff --git a/src/pages-aigc/useTemplate/components/TemplateVersionHero/index.vue b/src/pages-aigc/useTemplate/components/TemplateVersionHero/index.vue
index 4032bf7..a90e4e0 100644
--- a/src/pages-aigc/useTemplate/components/TemplateVersionHero/index.vue
+++ b/src/pages-aigc/useTemplate/components/TemplateVersionHero/index.vue
@@ -1,6 +1,7 @@
 <template>
   <view
     class="template-version-hero"
+    :class="`is-${variant}`"
     :style="{ '--template-accent': template.accent || '#0a4d46' }"
   >
     <image class="template-version-image" :src="template.cover" mode="aspectFill" />
@@ -20,6 +21,10 @@ defineProps({
     type: Object,
     default: () => ({}),
   },
+  variant: {
+    type: String,
+    default: "default",
+  },
 });
 </script>
 
diff --git a/src/pages-aigc/useTemplate/components/TemplateVersionHero/styles/index.scss b/src/pages-aigc/useTemplate/components/TemplateVersionHero/styles/index.scss
index a9c1d10..5c1b878 100644
--- a/src/pages-aigc/useTemplate/components/TemplateVersionHero/styles/index.scss
+++ b/src/pages-aigc/useTemplate/components/TemplateVersionHero/styles/index.scss
@@ -8,6 +8,12 @@
   box-shadow: 0 16px 30px rgba(15, 29, 37, 0.1);
 }
 
+.template-version-hero.is-confirm {
+  height: 248px;
+  border-radius: 18px;
+  box-shadow: 0 12px 24px rgba(15, 29, 37, 0.08);
+}
+
 .template-version-image {
   position: absolute;
   top: 0;
@@ -82,3 +88,28 @@
   line-height: 18px;
   font-weight: 800;
 }
+
+.template-version-hero.is-confirm .template-version-copy {
+  right: 16px;
+  bottom: 18px;
+  left: 16px;
+}
+
+.template-version-hero.is-confirm .template-version-badge {
+  height: 22px;
+  max-width: 88px;
+  line-height: 22px;
+}
+
+.template-version-hero.is-confirm .template-version-title {
+  margin-top: 9px;
+  font-size: 24px;
+  line-height: 30px;
+}
+
+.template-version-hero.is-confirm .template-version-desc {
+  max-width: 294px;
+  margin-top: 4px;
+  font-size: 12px;
+  line-height: 18px;
+}
diff --git a/src/pages-aigc/useTemplate/styles/index.scss b/src/pages-aigc/useTemplate/styles/index.scss
index fb0c555..4b6e250 100644
--- a/src/pages-aigc/useTemplate/styles/index.scss
+++ b/src/pages-aigc/useTemplate/styles/index.scss
@@ -28,7 +28,7 @@
   height: 100%;
   min-height: 0;
   overflow: hidden;
-  padding: 24px 18px;
+  padding: 18px;
   box-sizing: border-box;
 }
 
diff --git a/src/pages-aigc/useTemplate/useTemplate.vue b/src/pages-aigc/useTemplate/useTemplate.vue
index d46cf26..6b4b6d5 100644
--- a/src/pages-aigc/useTemplate/useTemplate.vue
+++ b/src/pages-aigc/useTemplate/useTemplate.vue
@@ -12,15 +12,25 @@
       <view class="aigc-use-template-content">
         <TemplateVersionHero :template="currentTemplate" />
 
-        <VersionOptionList
-          :options="versionOptions"
-          :selected-value="selectedVersion"
-          @select="handleSelectVersion"
+        <GenerateConfirmPanel
+          v-if="currentStep === 'generateConfirm'"
+          :cost="currentVersion.cost || 100"
+          :balance="pointBalance"
+          @generate="handleGenerate"
+          @recharge="handleRecharge"
         />
 
-        <text class="aigc-use-template-note">
-          动效视频版会先生成图片底图，再升级为 5秒内动效视频。
-        </text>
+        <template v-else>
+          <VersionOptionList
+            :options="versionOptions"
+            :selected-value="selectedVersion"
+            @select="handleSelectVersion"
+          />
+
+          <text class="aigc-use-template-note">
+            动效视频版会先生成图片底图，再升级为 5秒内动效视频。
+          </text>
+        </template>
       </view>
     </view>
 
@@ -40,6 +50,13 @@
         @album="handlePickAlbum"
       />
     </view>
+    <view v-if="currentStep === 'photoConfirm'" class="aigc-use-template-popup-host">
+      <PhotoConfirmDrawer
+        :avatar-src="guideAvatar"
+        @close="handleClosePhotoConfirm"
+        @confirm="handleConfirmPhoto"
+      />
+    </view>
   </view>
 </template>
 
@@ -49,6 +66,8 @@ import { onLoad } from "@dcloudio/uni-app";
 import AigcTopBar from "@/pages-aigc/components/AigcTopBar/index.vue";
 import { aigcTemplates } from "@/pages-aigc/home/data/templates.js";
 import guideAvatar from "./assets/xiaoqi-avatar.png";
+import GenerateConfirmPanel from "./components/GenerateConfirmPanel/index.vue";
+import PhotoConfirmDrawer from "./components/PhotoConfirmDrawer/index.vue";
 import PhotoGuidePanel from "./components/PhotoGuidePanel/index.vue";
 import PhotoPickDrawer from "./components/PhotoPickDrawer/index.vue";
 import TemplateVersionHero from "./components/TemplateVersionHero/index.vue";
@@ -56,7 +75,7 @@ import VersionOptionList from "./components/VersionOptionList/index.vue";
 import { negativeExamples, positiveExamples } from "./data/photoGuideExamples.js";
 import { versionOptions } from "./data/versionOptions.js";
 
-const pointBalance = ref(0);
+const pointBalance = ref(300);
 const templateId = ref("");
 const selectedVersion = ref("image");
 const currentStep = ref("version");
@@ -65,6 +84,10 @@ const currentTemplate = computed(() => {
   return aigcTemplates.find((item) => item.id === templateId.value) || aigcTemplates[0] || {};
 });
 
+const currentVersion = computed(() => {
+  return versionOptions.find((item) => item.value === selectedVersion.value) || versionOptions[0] || {};
+});
+
 onLoad((query = {}) => {
   templateId.value = query.templateId || "";
 });
@@ -111,11 +134,23 @@ const handleConfirmGuide = () => {
 };
 
 const handlePickCamera = () => {
-  showPlaceholderToast("拍照");
+  currentStep.value = "photoConfirm";
 };
 
 const handlePickAlbum = () => {
-  showPlaceholderToast("相册");
+  currentStep.value = "photoConfirm";
+};
+
+const handleClosePhotoConfirm = () => {
+  currentStep.value = "photoPick";
+};
+
+const handleConfirmPhoto = () => {
+  currentStep.value = "generateConfirm";
+};
+
+const handleGenerate = () => {
+  showPlaceholderToast("开始生成");
 };
 </script>