feat(recharge): add full virtual recharge flow for aigc credits

- Replace legacy recharge API endpoints with new dedicated VirtualRechargeApi with sensitive request logging
- Implement pending order tracking, automatic payment reconciliation, and recovery for interrupted payments
- Overhaul recharge component logic to support both pre-defined package and custom amount recharge
- Fix currency price formatting to consistently display 2 decimal places for all monetary values
- Remove unused xiaoqi-avatar asset and related component imports
- Simplify Vite build asset naming configuration
- Switch application to test development mode

src/pages-aigc/useTemplate/useTemplate.vue

@@ -7,8 +7,8 @@
       <view class="aigc-use-template-content">
         <TemplateVersionHero :template="currentTemplate" />
 
-        <GenerateConfirmPanel v-if="currentStep === 'generateConfirm'" :cost="currentCost"
-          :balance="pointBalance" @generate="handleGenerate" @recharge="handleRecharge" />
+        <GenerateConfirmPanel v-if="currentStep === 'generateConfirm'" :cost="currentCost" :balance="pointBalance"
+          @generate="handleGenerate" @recharge="handleRecharge" />
 
         <template v-else>
           <VersionOptionList :options="templateItems" :selected-value="selectedTemplateItemId"
@@ -30,7 +30,7 @@
         @album="handlePickAlbum" />
     </view>
     <view v-if="currentStep === 'photoConfirm'" class="aigc-use-template-popup-host">
-      <PhotoConfirmDrawer :avatar-src="selectedImageLocalPath || guideAvatar" @close="handleClosePhotoConfirm"
+      <PhotoConfirmDrawer :avatar-src="selectedImageLocalPath" @close="handleClosePhotoConfirm"
         @confirm="handleConfirmPhoto" />
     </view>
     <PointInsufficientDialog v-if="pointDialogVisible" :cost="currentCost" :balance="pointBalance"
@@ -52,7 +52,6 @@ import {
   getAigcTemplateList,
 } from "@/request/api/AigcApi.js";
 import { updateImageFile } from "@/request/api/UpdateFile.js";
-import guideAvatar from "./assets/xiaoqi-avatar.png";
 import GenerateConfirmPanel from "./components/GenerateConfirmPanel/index.vue";
 import PhotoConfirmDrawer from "./components/PhotoConfirmDrawer/index.vue";
 import PhotoGuidePanel from "./components/PhotoGuidePanel/index.vue";